Working Capital
We offer several different types of working capital financing. The type of financing a business owner qualifies for, is determined by credit, collateral and time in business.
Working Capital Loan Programs
EXPRESS LOAN
Requires minimum 640 FICO score
2 years time in business
Loans from $30,000 to $350,000
Terms: 1 to 7 years
Rates: Rates start at WSJ prime + 2.75
Turnaround time: 15-30 days
UNSECURED TERM LOAN
Loan size $50K to $1M
Term: 1-5 years
Rates: 6%-21%
Min time in business: 5 years
Min FICO: 660
Bankruptcy discharged at least 3 years
Turnaround time: 15-30 days
SECURED TERM LOAN
Loan size: $50K-$1M
Term: 1-5 years
Rates: 6%-21%
Min time in business: 2 years
Min FICO: 640
Secured by Real Estate
Bankruptcy discharged at least 3 years
Turnaround time: 15-30 days
REVENUE BASED ADVANCE
Advance size: $10,000- $2M
Term: 6 mo to 18 mo
Advance rates: 18% to 49%
Min time in business: 6 months
Min FICO: 500
Turnaround time: 24 hours
HARD MONEY BUSINESS LOAN
No collateral required
Min 500 FICO score
Min 3 months time in business
APR: 19%+
Term: 10 years
Funding size: $10,000 to $250,000
Not available in all states
Turnaround time: 4 hours
FIND US
Address
2078 Fairburn Rd; Suite 8
Douglasville, GA 30135
Hours
Monday—Friday: 9:00AM–5:00PM
Call Us
800-798-4551